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Please ensure you have completed items indicated in our checklist
If Checklist completed, please apply for mortgage here.
Why Choose Development Bank of St. Kitts and Nevis for Your Mortgage?
Home Loan Features to Fit Your Needs: We have a loan option for you and special features to make sure you get a great deal on it.
Enjoy a Smooth Mortgage Experience With our Loan Officers, Fast approvals, and Step-by-Step Guidance
Whether you are gathering information, crunching the numbers, or preparing to fill out your application, we have the tools and resources you need.
years repayment term
Financing
Interest will be credited to your investment on its anniversary
Be a citizen of The Federation of St. Christopher and Nevis
Be over 18 years of age (conditions apply if you are below 18) Your ability to afford the monthly payments.
A minimum of 10% contribution of the total project cost.
Your ability to afford the monthly payments. These payments are dependent on three factors.
Construction of new homes
Renovate(Improve) or extend existing residential properties
Purchase of existing property
Purchase of building lots
Land Purchase
12% except for promotions.
COT and property
up to 35 years.
No limit
Prepare For Your Financial Future With Expert Help From a Finance Professionals.
Our flexible and personal approach enables us to provide you with bespoke solutions structured specifically for your individual needs.
For today’s home buyers with good credit and a steady income, our no down payment mortgage program offers 100% financing for purchase so you can buy a home, build a home or even refinance.
St. Kitts – +1 (869) 465 – 2288 or 4041 or 2964
Kimmoy K O’Loughlin-Burroughs -Manager – EXT 1111
Lavern K T Jackson – Credit Risk Analyst – EXT 1113
Loydene E Bloice – Credit Risk Analyst – EXT 1112
Natasha T Sutton – Credit Risk Analyst – EXT 1114
Laprisca S Liburd- Williams Credit Risk Analyst – EXT 1115
Nevis – +1 (869) 469 – 5416 or 1443
Corliss N Wilkinson – Credit Risk Analyst EXT 222
Please be advised of the following updates to transactions processed through our online payment platform:
Effective March 1, 2026, all USD transactions will be processed at an exchange rate of 2.5313. This reflects an updated foreign exchange rate applied by our payment service provider.
This update applies only to payments made through the USD online payment portal. To ensure your account remains in good standing and to eliminate the risk of missed payments, we strongly encourage you to set up recurring online payments. This option provides peace of mind and helps you maintain a strong repayment record.
We thank you for your continued trust in the Development Bank of St. Kitts and Nevis and appreciate your understanding as we continue to enhance our digital services.
For assistance, please contact us at 869-465-2288 Ext 1211 or WhatsApp +1869 662-6128 or email us at customercare@skndb.com.
[PAY IN USD]
Please be advised of the following updates to transactions processed through our XCD online payment platform:
Effective March 1, 2026, a convenience fee of 2.25% will be applied to all XCD transactions processed through this online portal. This fee represents processing charges associated with online card payments.
This update applies only to payments made through the XCD online payment portal. To ensure your account remains in good standing and to eliminate the risk of missed payments, we strongly encourage you to set up recurring online payments. This option provides peace of mind and helps you maintain a strong repayment record.
We thank you for your continued trust in the Development Bank of St. Kitts and Nevis and appreciate your understanding as we continue to enhance our digital services.
For assistance, please contact us at 869-465-2288 Ext 1211 or WhatsApp +1869 662-6128 or email us at customercare@skndb.com.
