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Please ensure you have completed items indicated in our checklist
If Checklist completed, please apply for PDF here.
Debt score should not exceed 75% of your income
Be a citizen of The Federation of St. Christopher and Nevis
Be over 18 years of age (conditions apply if you are below 18)
One Guarantor if amount falls between XCD$15,000.00 and XCD$35,000.00 and two guarantors if over
20% cash security and any other security/collateral where applies
Satisfactory credit history
We are future focused and believe that finances should not get in the way of self-development. With loans from XCD$15,000.00 we offer you simple financial support to help you invest in your future.
Repayment Terms
Interest Rate
Interest will be credited to your investment on its anniversary
Grace Period is Not Applicable
Please be advised of the following updates to transactions processed through our online payment platform:
Effective March 1, 2026, all USD transactions will be processed at an exchange rate of 2.5313. This reflects an updated foreign exchange rate applied by our payment service provider.
This update applies only to payments made through the USD online payment portal. To ensure your account remains in good standing and to eliminate the risk of missed payments, we strongly encourage you to set up recurring online payments. This option provides peace of mind and helps you maintain a strong repayment record.
We thank you for your continued trust in the Development Bank of St. Kitts and Nevis and appreciate your understanding as we continue to enhance our digital services.
For assistance, please contact us at 869-465-2288 Ext 1211 or WhatsApp +1869 662-6128 or email us at customercare@skndb.com.
[PAY IN USD]
Please be advised of the following updates to transactions processed through our XCD online payment platform:
Effective March 1, 2026, a convenience fee of 2.25% will be applied to all XCD transactions processed through this online portal. This fee represents processing charges associated with online card payments.
This update applies only to payments made through the XCD online payment portal. To ensure your account remains in good standing and to eliminate the risk of missed payments, we strongly encourage you to set up recurring online payments. This option provides peace of mind and helps you maintain a strong repayment record.
We thank you for your continued trust in the Development Bank of St. Kitts and Nevis and appreciate your understanding as we continue to enhance our digital services.
For assistance, please contact us at 869-465-2288 Ext 1211 or WhatsApp +1869 662-6128 or email us at customercare@skndb.com.
